How to write the Cheque? A Step by Step Guide to Write a Cheque Perfectly in 2022

Are you wondering how to write the cheque? You are at the right destination! Here we have discussed in detail how to fill up a cheque? Cheques are one of the most crucial parts of our financial life. Almost everyone went through with the cheque system of any bank or financial institution. When we receive payment through cheque, we feel happy and sometimes worried about how to convert cheque into cash! We have also answered this question.

What is Cheque?

A cheque is a legal tender, through which financial transactions take place. A cheque has basically two categories. One is a Multi-City cheque, another is a local cheque. Multi-city cheques can be used at any branch of that particular bank to withdraw money. On the other hand, local cheques can only be used at home or at local branches of that particular bank.

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How to write the Cheque? Everything you need to know to write a Cheque for any Purpose

It’s very easy to write a cheque. Here we have discussed clearly how to fill up a cheque. Just a few things that you should know before you write a cheque. Do you want to withdraw money from your own account for yourself or someone else? Then you need to follow these simple steps:

  1. Write your name or the person’s name you want to pay on “PAY…………………………………….”
  2. Then write the amount in words at “RUPEES……………………….”
  3. Then write the amount in the figure in the Box given with the symbol.
  4. Put your sign (that is registered with your bank) over “Please sign above“. Your name may have already been printed on the cheque leaf.
  5. Put a signature on the back of the Cheque.
  6. Put the date in the box available at the top right corner of the cheque leaf in the DD|MM|YYYY formate.
  7. Congratulation! your cheque is ready!
How to write the Cheque

How to write the Cheque? A/C Payee Cheque

Now if you want to give a cheque to someone else or an organization or party to receive the money in their Bank Account you need to follow these steps:

  1. Write the person’s/organization’s name you want to pay at “PAY…………………………………….”
  2. Then write the amount in words at “RUPEES……………………….”
  3. Then write the amount in the figure in the Box given with the symbol.
  4. Put your sign (that is registered with your bank) over “Please sign above“. Your name may have already been printed on the cheque leaf.
  5. Put a signature on the back of the Cheque.
  6. Put two cross marks with a little space at the top left corner of the cheque and write “A/C Payee” between the cross mark.
  7. Put the date in the box available at the top right corner of the cheque leaf in the DD|MM|YYYY formate.
  8. Congratulation! your cheque is ready!

What is a Cancelled Cheque?

5 important points you should keep in mind before issuing a Cheque:

  1. A Cheque is valid for three(3) months only.
  2. You should have more amount of money in your bank account than the amount you are issuing for. Otherwise, your cheque will be bounced.
  3. Legal action may have been taken by the bank if your Cheque got bounced for the second/third time with a short interval.
  4. Your signature should be the exact match with the signature registered with your bank account.
  5. To prevent unauthorized use of your Cheque book, you must have to keep it in a safe place.

Conclusion: I think you got a clear concept of how to write the cheque and how to fill up a cheque. We have also covered some important points to consider before you issue a cheque. Lastly, I want to say that, you also need to be conscious while receiving any cheque.

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